Certificates of Deposit
Earn interest at a fixed rate on funds for a specific period of time
Features & Benefits
Fixed Interest Rate
Highest Interest Earnings
Great way to save money
Minimum Balance to Open the Account
$1000
Terms
30 days to 5 years
Rate Information
The interest rate and Annual Percentage Yield (APY) in effect at account opening will be paid until first maturity. For details, please stop by or call one of our offices.
Transaction Limitation
You may not make any deposits into your account before maturity. You can only withdraw interest credited in the term before maturity of that term without penalty.
Early Withdrawal Penalty
A penalty may be imposed for withdrawals before maturity. Penalty amount varies by the original maturity term. Other restriction may apply.
Renewal of Time Deposit
Automatic renewal for your convenience. For details, please stop by our offices.
IRAs
Indivisual Retirement Accounts (IRA) help you avoid volatility and lock you into a guaranteed rate with no fees to open or maintain an account.
Interest Compounding & Credit Frequency
Interest will be compounded daily and credited to your account monthly, quarterly, annually, or at maturity. (for CD's less than one year)
Interest does not accrue after maturity.
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